It's a good thing to be pre-qualified for a loan when you're house hunting, but it's a superficial process, meant to give you a ballpark idea of what sort of mortgage you are likely to obtain. In. . . more
According to the U.S. Department of Housing and Urban Development (HUD), "Predatory mortgage lending practices strip borrowers of home equity and threaten families with foreclosure, destabilizing the. . . more
I would like to afford a repayment mortgage on my house i want to buy, but the payments are more than i pay in rent. I was thinking of having a interest only mortgage, i know you have to find the. . . more
Here are my circumstances: Transunion: 567, Esperian: 537, Equifax: 582 Annual income before taxes: 39,000, I have worked for a year I own a home: $479 a month taxes included I have had 8- 30 day. . . more
My wife and I are looking for a 100% financing loan, and I am looking for some opinions on what our chances are. I am looking to speak with a broker this week, but wanted to get an idea from here. . . more
According to a UCLA Anderson Forecast report, a 'significant slowing' will grip California's economy this year as the subprime mortgage market's turbulence spreads amid a slow homes market. The. . . more
I've been surveying my local housing market for a couple years and nothing really caught my eye. I live in Northern Virginia and RE prices are *cough, coughrather high. This week my roommate gave me. . . more
I don't have terrible credit, but it's not spotless. We've been late on two credit card payments (my husband didn't get paid for two months). If we want to buy a house in 1-2 years, will that be. . . more
Here are my circumstances: Transunion: 567, Esperian: 537, Equifax: 582 Annual income before taxes: 39,000, I have worked for a year. I own a home: $479 a month taxes included. I have had 8- 30 day. . . more
We have lived in our house for 3.5 years and plan to purchase a new home in 1.5-2 years. Our mortgage is 6.25 30 year fixed. We took on a 2nd mortgage about a year ago to pay off debt. Now we want to. . . more
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